Insurance is the sought after instrument for protecting self against untoward incidents and allied financial losses. The insurance industry has gone buoyant in the last two decades and there is now a diversified array of offers in different segments. While life insurance and motor vehicle insurance have been the traditional ones, the newer offers include the health insurance and parcel insurance. Moreover, we now find the engagement ring insurance and even wedding insurance! These are really new and one may wonder as what is the need of these insurance covers. People therefore try finding the rationale behind such instruments and try to assess the benefits and worth of it. Let
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